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Conventional Loan Missouri By St Louis Mortgage Consultants

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Explore competitive rates & flexible terms with our St. Louis Mortgage Consultants.

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Why go for the conventional? Conventional loans are the most common loan in the market today. Conventional loans work best when you have more than 10% equity or down payment, and you have higher credit scores. They can also be used for a greater variety of property types and loan purposes. If you have less than 20% equity, you are required to have mortgage insurance, however, depending on the loan-to-value and your credit scores, the mortgage insurance can be very inexpensive. If you have at least 20% equity or are making a 20% down payment, then Conventional home loans are hard to beat.

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